Insurance Planning

Good planning helps you identify and plan for all the risks involved in every aspect of your financial life. Thoughtful insurance planning helps mitigate the risks you can’t foresee or those that you are unable to plan around, giving you peace of mind.

Comprehensive Review: Good Advisors should review existing coverages to ensure they fit your needs.

Home, car and other asset insurance: The type (and value) of your home, car and other assets will determine what insurance, and how much of it, you should buy.

Health, dental and wellness insurance: Family and personal medical care are becoming more expensive every day.

Disability and long-term care protection: Debilitating illness or accidents at home, work, or during your commute, can leave you severely disabled, unable to work, and financially stressed.

Death-event security: This may be the most important piece of your financial picture if you have people that depend on you being around for many years to come, like your spouse/partner, minor children, or aged parents.

Insuring estate and succession plans: When structured correctly, insurance can be a great estate planning tool as well, especially when it comes to shielding your beneficiaries from paying taxes or fees on their inheritance.  Partners in business may also use insurance policies as a financial tool to aid in succession planning.